What to Do After a Rideshare Accident in NYC

On July 2, 2025 by No Comments

You never expect to be injured while riding in an Uber or Lyft. But in a busy city like New York, accidents happen, and when they do, it’s not always clear what comes next. Between the rideshare driver, the app, and multiple insurance policies, things can get complicated fast.

If you’ve already received medical care, understanding your next steps and how a New York City rideshare accident lawyer can help is important. The attorneys at Macaluso & Fafinski, P.C. are ready to assist you.

Save Your Uber or Lyft Trip Details Right Away

If you were a passenger, it’s important to keep proof of your ride. These details can help support your claim.

Save:

• Your ride receipt or confirmation
• A screenshot of the trip screen
• Any messages with the driver or app
• The time and location of the crash

This information can help your NYC rideshare accident attorney figure out what happened and what coverage applies.

Your Role in the Accident Affects Your Case

Were you riding in an Uber or Lyft? Were you in another car or crossing the street as a pedestrian? Your position during the accident matters, and it can affect how your claim is handled.

Passengers in rideshares are often covered by higher insurance limits. Pedestrians and drivers of other vehicles may have different options. An experienced NYC personal injury attorney can figure out who is responsible and how to pursue your case based on your unique situation.

Don’t Speak Directly to Insurance Companies

It’s not uncommon to hear from an insurance adjuster shortly after the accident. They may ask for a statement or try to get you to accept a quick settlement. It’s best to be cautious.

Insurance companies work to protect their bottom line. Anything you say, even casually, can be used to reduce or deny your claim. A New York City rideshare accident lawyer can deal with the insurance companies for you and make sure your side is fully represented.

How New York’s Insurance Laws Apply to Uber and Lyft Accidents

New York is a no-fault insurance state, which means your own insurance usually covers initial medical bills and lost wages. But if your injuries are serious, you may be able to bring a personal injury claim against the at-fault driver.

Under New York Vehicle and Traffic Law § 1693, Uber and Lyft are required to carry up to $1.25 million in coverage when a driver is on an active trip. A New York City rideshare accident lawyer can help determine if you qualify to step outside the no-fault system and pursue full compensation.

Why You Should Call a NYC Rideshare Accident Lawyer Now

Rideshare accident claims can be complicated. A lawyer can collect evidence, deal with insurance, and push for the compensation you deserve.

Under New York Civil Practice Law & Rules § 214, you usually have three years from the date of the accident to file a personal injury claim. Some cases involving government vehicles may have even shorter deadlines. To protect your rights, it’s best to contact a New York personal injury attorney as soon as possible.

Talk to a Rideshare Accident Lawyer in NYC Today

If you’ve been injured in a rideshare crash, the process can be confusing, but you don’t have to figure it out by yourself.

Call Macaluso & Fafinski, P.C. at (800) 762-9300 or you can also contact us online. We’re available 24/7 to support you. Our lawyers spend their time in courtrooms, not on billboards. We’re here to fight for your rights and help you move forward.